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Conveyancing Services

This firm is able to offer a range of conveyancing services to include:

Residential sales in Dunmow

Buying or Selling Property

Buying or selling a home can be stressful.

It can be so stressful that the experience, according to various surveys, ranks right up there with stressful life events such as divorce and bankruptcy. Here at Luna Law Limited we offer a tailored service to make your move as stress free as possible.

You will find our team approachable and easy to contact. We will take care of the legal formalities as quickly as possible and we will keep you informed at all stages of the transaction. We will be on hand to provide you with the advice you need and will explain everything in plain English, without unnecessary legal jargon. You can rest assured you will be in safe hands so why not contact us today for a no obligation estimate of costs?

Shared property ownership in Essex

Shared Ownership

Shared ownership schemes allow you to buy a share of the property and rent the remaining share from the Housing Association.

You would usually purchase a 25%, 50% or 75% share of the property. Shared ownership can help first time buyers get a foot on the property ladder. Shared ownership can also be an option for those who have gone through a divorce or separation. Whatever your reason for choosing a shared ownership property we can guide you through the process.

The legalities in relation to a shared ownership property are more complex and you must ensure that you instruct an advisor who has the expertise to deal with the transaction. The rules and options in relation to payment of stamp duty land tax are complex. If you are obtaining a mortgage, there are often more rules which apply to shared ownership property and you should discuss this with your financial advisor. You will also need to consider affordability as if you are taking out a mortgage on the share you do own you will also need to pay rent on the part you do not own.

The conditions which apply to shared ownership properties can affect your personal circumstances and there are formalities to be complied with at the point of sale which you will need to be made aware of when you purchase.

You can rest assured that we are familiar with shared ownership transactions and would keep you updated every step of the way. Please do not hesitate to contact us for further information or a no obligation estimate of costs.

Buy-to-let purchases in Essex

New Build Properties

You can feel under pressure when purchasing a new build property.

Developers often require reservation fees and there are time constraints. You are often expected to exchange contracts within four weeks from receipt of draft contract papers from the developer’s solicitors. It is therefore extremely important that you appoint a legal advisor who knows the process inside out and will do everything possible to try and achieve your deadlines whilst ensuring the process is as stress free as possible.

We will deal with all legal formalities from start to finish and will be on hand every step of the way. We will take care of all enquiries, searches, registering your mortgage and registration formalities. We will keep all parties in the chain updated to ensure the transaction progresses as seamlessly as possible.

It may be that you just need some advice in relation to the reservation contract you have been asked to commit to and if this is the case we shall be pleased to assist.

Please feel free to contact us for further information or a no obligation estimate of costs.

Equity release experts in Essex

Transfers of Equity

A transfer of equity may be required in a range of circumstances.

Life events or changes occur such as getting married or ending a relationship, losing a loved one or welcoming a new child. Regardless of your reasons, you may need to take steps to protect your equity and it can often be a stressful time. We are here to provide you with the necessary advice and support.

Transferring the equity in your property can be a complex procedure and therefore you need to ensure you are provided with the correct advice. There are often Stamp Duty Land Tax implications and you may need to reach an agreement that all parties consider fair. We will guide you through the process and liaise with any existing lender who may have a charge on the property and give notice to any landlord or management company where the property is leasehold.

It may be that you have agreed to be removed from the legal title to a property and wish to seek independent advice. We would also be pleased to assist in these circumstances.

Please do not hesitate to contact us for further information or a no obligation estimate of costs.

Remortgages in Dunmow


There may be many reasons why you may wish to re-mortgage your property.

It may be that your current mortgage deal is coming to an end, you want a better rate, you want to switch from interest only to repayment or you to want to borrow more to consolidate existing debts or carry out home improvements. Whatever the reason, we are here to make the process as smooth as possible.

We are here to listen and understand what you want to achieve before explaining the process to you in plain English, without unnecessary legal jargon. We will deal with all aspects of the re-mortgage process including liaising with your existing lender to repay their loan and your new lender to draw down your new loan and secure their charge on the title to your property.

Please do not hesitate to contact us for further information or a no obligation estimate of costs.

Legal charges Dunmow

Legal Charges

A legal charge is the method by which a lender protects the money they have lent to an individual or company.

It is a legal document signed by the borrower and which is registered against a property at Land Registry. The legal charge itself would usually set out the amount borrowed, the terms on which it has been borrowed and the means by which the lender can enforce their rights against the property.

One of the most common types of legal charge is a mortgage from a bank or building society. In consideration of the mortgage funds that you are borrowing, the bank or building society will require a legal charge to be registered against the title to the property. The legal charge will remain registered until such time as the mortgage has been repaid.

Aside from a bank and building society, there are others who also may wish to make use of a legal charge and this firm is also able to assist with personal legal charges. This might for example include parents who have lent money to their children to help purchase a property and require the monies to be repaid. A legal charge can be tailored to an individual’s personal circumstances.

Lease extensions in Essex

Lease Extensions

You do not want to leave it until the last minute to extend your lease.

Once your lease reaches a remaining term of 80 years it is a lot more expensive to extend. It is therefore wise to seek advice early on to ensure you get the best possible deal and protect the value in your property. It is also worth noting that once a lease terms reaches approx. 70 years it can be difficult to mortgage the property and buyers will often insist that a seller extend the lease prior to purchase.

We have the legal expertise to handle the legalities and liaise with the landlord, management company, lender and any other necessary third party. We will guide you through the process and keep you updated.

Please do not hesitate to contact us for further information or a no obligation estimate of costs.

Tenancy agreements Dunmow

Tenancy Agreements

If you are intending to privately rent a property, then you should ensure that there is a written tenancy agreement in place.

A tenancy agreement is a written contract between you and a landlord and sets out the legal terms and conditions of your tenancy.

The most common type of tenancy agreement is an Assured Shorthold Tenancy which will contact details such as:

  • the full names of the tenant and landlord;
  • the address of the property to be let;
  • the rental price and how its paid;
  • information on how and when the rent will be reviewed;
  • the deposit amount and how it will be protected;
  • any tenant and landlord obligations;
  • the start and end date of the tenancy.


There will be other details included but this is an outline of the type of information that will be required in order for a tenancy agreement to be put in place.

It is important that the terms of the tenancy are fair and comply with the law which is why it is important to find an advisor who has the legal expertise to assist you and ensure your interest is protected. Why not call us today for a no obligation estimate of costs?